Top 4 Causes of Sewage Backup
Make sure to check the drain pipes in your home
Common Causes For Sewage Backup
A flooded basement is problematic enough on its own, but what happens when the cause of that flood is sewage backup? In short, a very expensive and dangerous mess that needs to be taken care of as quickly as possible. In this case, the best way to protect your home in Sleepy Hollow, IL, is to prevent incidents like this from happening in the first place. Knowing the most common causes for sewage floods is the key to protecting your property.
1. Heavy Rain and Severe Storms
Large amounts of water can quickly overwhelm sewer lines. This starts with the main public lines and quickly spreads to the connected residential lines. When this happens, you're likely to experience sewage back flow.
2. Overgrown Tree Roots
Both sewer lines and tree roots are underground, meaning that they can sometimes become intertwined. Overgrown roots can wrap around the sewage pipes, crushing and damaging them.
3. Sewage Pipe Clogs
Everyone experiences minor pipe clogs from time to time. When these clogs become severe, they can ultimately result in sewage backing up into your basement. Make sure to check all the toilet, bathtub and drain pipes in your house. If most of the pipes are experiencing backup, then the clog is likely sourced in the main sewage line. This can also be a sign that your sump pump is failing.
4. Aging or Damaged Sewage Lines
Sewage pipes aren't meant to last forever. Older pipes are made out of cast iron, which tends to break down and crack apart with age. When this happens, a flooded basement is imminent. Luckily, modern pipes are crafted out of plastic, which is less likely to break down over time.
Knowing the most common causes for sewage backup is only the beginning when it comes to protecting your home from falling victim to a flooded basement. You also need to make sure you're implementing the proper preventative measures. Contact flood remediation experts for help.
Does Homeowners Insurance Cover Mold Damage?
Homeowners insurance can protect your residential property from a lot of different disasters and types of damage
Is Your Home Protected Against Mold Damage?
Homeowners insurance can protect your residential property from a lot of different disasters and types of damage. Despite how common residential fungus growth is, many insurance policies still don't cover mold damage directly. Read on to see whether your home in West Dundee, IL, is protected against mold damage.
When You Are Covered
The majority of insurance policies cover mold damage if, and only if, the damage was caused by what's known as a "covered peril." A covered peril is essentially any type of disaster or damage that the insurance policy already covers. Here are a few examples:
- Lightning strikes
- Fire damage
- Malicious mischief, or other types of vandalism
- Damage caused by vehicles
- Frozen pipes
- Falling objects
Each insurance policy is different, so it's likely that yours might include accidents that are not listed above. It's important to check your insurance policy just to make sure. If the fungus growth is a direct result of any covered perils in your policy, then you're covered. However, if the mold is a result of your personal carelessness, or if you leave it unreported for too long, then you're on your own when it comes to paying for the damage.
When You Aren't Covered
There are a few loopholes you can employ if your specific policy doesn't cover mold damage. If you want to be absolutely safe, you always have the option to purchase a separate mold insurance policy. This is a separate policy endorsement that adds mold coverage to your existing homeowners insurance policy. Depending on your home's specific mold risk -- this is determined by where you live, how often you typically deal with mold damage and other various factors -- you may end up paying between $500 and $1,500 annually for separate mold coverage.
Fungus growth is a very common occurrence that the majority of homeowners do have to handle at some point. It may be beneficial to purchase a separate policy endorsement to make sure that your property is covered, just in case your existing policy is reluctant to protect you. If you do discover mold damage in your home, you should contact mold remediation experts immediately.
5 Tips to Help Prevent Water Damage
Always clean your gutters!
Tips On Protecting Your Home From Water Damage
Standing or overflowing water in home can cause plenty of major issues if not properly resolved. Because water damage can cause so many subsequent problems, your best course of action is to prevent the damage from occurring in the first place. Follow the tips below to help protect your home in Barrington Hills, IL, from water damage.
1. Inspect Appliances Regularly.
Minor leaks can often go unnoticed for long periods of time, resulting in massive amounts of water damage. Checking household appliances, such as washing machines and dishwashers, can help prevent unwanted gray water flooding.
2. Maintain Appropriate Water Pressure.
The pipes and hoses in your house can break if the water pressure is too high. Maintaining an appropriate level of water pressure can help prevent you from having to deal with unnecessary pipe cleanup.
3. Check for Leaks and Broken Pipes.
Much like household appliances, leaky pipes can often fly under the radar for long periods of time. Take the time to regularly inspect exposed pipes in the basement and underneath the sinks for leaks. A broken pipe can result in a lot of unnecessary water damage.
4. Clean Standing Water Immediately.
No matter the cause of the water at home, it's vital that you mop it up as soon as you can. Water can seep into carpeting, floorboards, and other materials, causing hazardous secondary damage.
5. Unclog Your Gutters.
Your gutters are designed to catch water that runs off the roof and safely divert it away from your house. Falling debris, such as branches and leaves, can clog these gutters, which hinders their ability to perform their duties. When the gutters are clogged, rainwater and snowmelt can either pool on your roof, or drip down the side of your property and seep into the foundation.
There are several easy methods that can help you prevent water in home from causing unnecessary damage. If you suspect that you might have water damage, you need to contact water remediation experts as soon as you can to help prevent subsequent problems.
How To Remove Dryer Lint From the Exhaust
To avoid fire damage, clean your exhaust every six months
When dryer lint gets caught in the exhaust it can cause issues. Not only do your clothes take more time to dry, it means the dryer also uses more electricity. Even worse, lint caught in the exhaust could start a lint fire. While you should always clean lint from the dryer lint trap, it's important to regularly clean lint from the dryer exhaust to help keep your home in Gilberts, IL, safe.
Cleaning the Lint Trap
Many people only pull the extra lint from the lint trap, but it's a good idea to rinse the screen in the sink as well. This should be done at least once ever three weeks. You'll likely see debris in the trap itself. When you rinse the screen, also make a point to vacuum the trap with the hose attachment on your vacuum. By making this a routine, you will avoid starting a lint fire.
Cleaning the Exhaust
To avoid fire damage, clean your exhaust every six months. Follow these steps to clean it safely.
- Unplug the dryer from the wall.
- Remove the exhaust hose.
- Remove the back panel.
- With a vacuum, suction out built up dryer lint in the hose and inside the dryer.
- Wipe down the interior of the machine.
- Replace the hose and panel.
- Plug the dryer back into the wall.
A dryer fire can cause serious damage to your home. If you experience a fire call for emergency help immediately and evacuate your home. The damage to your home can be repaired. Call your insurance company to verify your next steps. They'll likely suggest you contact a restoration company to ensure the home no longer presents a danger to you.
A lint fire in the home can be avoided. Be diligent in caring for the lint trap in your dryer. Though it requires a bit more effort, it can save you from danger later on.
How a Fire Restoration Specialist Can Help Your Business After a Fire
How Professionals Use The Fire Restoration Process
In the aftermath of a large fire, business owners might wonder if their business will ever recover from the smoke damage and when they can resume operations. Fortunately, if your business in Barrington Hills, IL, ever has to deal with this unfortunate circumstance, a fire restoration specialist can help restore your building and many of the items inside. Here is some information on how these professionals use the fire damage restoration process.
After making contact with a restoration company, a specialist will immediately be sent out to your building. They begin by fully inspecting the area for damage.
2. Board-Up and Roof-Tarp
Once a plan has been made, the specialist starts by placing a tarp on your building’s roof and boarding up any walls or windows affected by fire or smoke damage. This helps keep the area safe to work in.
3. Water Removal
Next, the specialist will remove any water from the area to avoid the immediate damage flooding water can cause. Often, this water comes from hoses used to extinguish the flames or a burst pipe.
4. Smoke Cleaning
An important step in the fire restoration process is to remove smoke and soot from all surfaces of the building. This will also help prevent any further smoke or soot damage from spreading.
Once smoke and soot have been removed from your building and belongings, everything will be cleaned and sanitized. This includes fully cleaning furniture and objects and odor removal.
Finally, the specialist will work to get your building back to its original position. This step in the process may include rebuilding of drywall, installing new flooring, and other repairs.
While the priority in a fire is always to get everyone to safety, fire and smoke damage can be very damaging to the structure of the building and result in the loss of important documents, equipment, and more. Fortunately, there are many ways restoration specialists can help get you back on your feet.
Are Rental Property Owners Liable for Mold Lawsuits?
The best way to reduce the risk of mold damage that can lead to lawsuits is to get a mold inspection
Mold insurance claims are on the rise in East Dundee, IL. The reason for this isn’t that mold has become more common; it’s because so many people are much more aware of its impact. Once the news or social media picks up a subject, it spreads like wildfire. However, mold really can be a serious problem – and it can lead to lawsuits.
Who Is Most Vulnerable to Mold Lawsuits?
Any business or property owner can theoretically face a lawsuit. However, certain individuals are more likely to be involved in a mold lawsuit, including:
- Property managers
- Apartment or multifamily building owners
Commercial building owners may face a lawsuit as well. However, the laws concerning commercial property management or ownership tend to place more responsibility for commercial tenants.
Will Mold Insurance Claims Pay for the Mold Removal?
Some commercial property insurance policies include coverage for mold. In most cases, this depends entirely on the specifics of your policy. Mold insurance claims are most typically covered in a rider, but with the increase in awareness of the problems mold causes, some insurance companies are considering including a mold claim as part of their overall coverage.
What Can You Do to Reduce Your Risks?
Actually, the greatest concern for property owners and managers is the mold itself, not the lawsuit. On top of the potential risk to residents, there is the severe damage black mold can cause to building materials.
Mold eats drywall like pigs at a trough. Once it gets established, it continues to grow anywhere excess moisture exists. It’s voracious!
The best way to reduce the risk of mold damage that can lead to lawsuits is to get a mold inspection from a mold remediation expert. You also need to reduce unnecessary humidity, but that’s tricky for a landlord. Plumbing and roof leaks can go unnoticed by tenants, and those are two of the greatest causes of black mold growth. That’s why regular inspections are important: they can not only find mold but can also locate ongoing and costly water intrusions.
5 Common Sewage Issues in Commercial Buildings
Ceiling damaged by water
5 Common Sewage Issues in Commercial Buildings
It's natural for buildings to break down after a while. This fact just makes preventative maintenance that much more important. Learning to spot common sewage issues, such as a blocked sewer or broken pipe, can help prevent you from having to deal with more problematic damages later on. Arm yourself with knowledge so you can protect your building in Carpentersville, IL.
1. Damaged Water Pipes
Pipe breaks are an open invitation for water damage and mold growth. This type of damage can be hard to catch early if you don't have exposed pipes. You should enlist professional help if you notice that your walls or ceilings have water stains.
2. Foundation Damage
A building's foundation is vital to its structure; it keeps the whole thing standing. Once the foundation is damaged, it's only a matter of time before everything else follows suit. Some damage is easier to spot, such as cracks in the ceiling and walls. Other forms might require a trained eye to uncover.
3. Worn Out Cast-Iron Sewer Lines
Nothing lasts forever, and a cast-iron sewer line is no exception. These lines are typically designed to last about 25 years, but neglecting to care for them properly can cause them to break down sooner. If you detect a nasty, sewage smell, then it's time to call the professionals.
4. General Water Leaks
Water leaks can come from anywhere, such as broken pipes, toilet overflow, and a blocked sewer. Much like every other item on this list, the key to protecting your building is early detection. Take time to regularly inspect your piping and drainage systems to prevent incidents.
5. Copper Pipe Damage
Copper pipes can be susceptible to pinhole leaks and other types of damage. Regularly replacing worn-out equipment before it busts open is a good way to prevent water damage.
Plumbing issues are quite common occurrences on commercial property. If left unchecked, a blocked sewer, broken pipe, or other types of leak can cause massive amounts of water damage. It's important to enlist the help of flood remediation specialists if you find yourself dealing with one of these problems.
Commercial Storm Insurance and Hurricane Coverage
Commercial facility damaged by heavy rains
Commercial Storm Insurance and Hurricane Coverage
When you think about storm insurance, coverage for rain, and ice damage to your building comes to mind. Yet these are not the only losses that your insurance covers. Your insurer may also help you pay for harm caused by hurricanes or heavy winds.
The last few decades have seen several major windstorms hit the United States, from Hurricane Andrew in 1992 to Hurricane Katrina in 2005. States near the Atlantic Ocean are particularly prone to hurricanes during the months between June and November. As a result, insurers in Washington, D.C. and the below states now offer hurricane deductibles:
- New Jersey
- New York
- North Carolina
- Rhode Island
- South Carolina
If your business is located in one of the above-mentioned states, your policy likely includes some form of wind or hurricane insurance coverage. This storm insurance can help you pay for restoration and cleanup services following a disaster.
However, hurricane coverage includes a deductible. This is the amount that you as the property owner will have to pay before the insurance is applied.
Keep in mind that the event triggering the deductible varies in each state. For instance, in Connecticut the deductible is triggered whenever the National Weather Service indicates a hurricane with winds of at least 74 miles per hour. However, in Maryland, the deductible is applied whenever any part of the state comes under a hurricane warning.
In most states, the insurer determines the amount of the deductible. Check your policy or contact your insurance representative in Gilberts, IL, for more information.
Commercial storm insurance does not just cover rain, snow, and hail. If you live in certain parts of the country, you should have hurricane coverage, as well. While you will still have to pay a deductible, your insurance should greatly reduce the disaster's financial cost to your business.
Build Your First Aid Kit According to OSHA Standards
When creating a first aid kit for your business, you should always keep in mind that you’re required to adhere to specific standards to keep your emergency supplies up to code. To ensure your kit adheres to OSHA’s current requirements, you’ll need to take several issues into consideration:
- The contents of your emergency kit
- The number of employees you have in a space
- The number of different business functions occurring in a single building
Taking these details into consideration allows you to identify which products and how many kits you need in total to keep your workplace safe on a day-to-day basis.
First Aid Kits
What Goes in a Kit?
To have a complete first aid kit for your West Dundee, IL, business, you’ll need to include:
- A number of gauze pads measuring at least 4x4”
- 2 larger gauze pads measuring 8x10”
- A box of adhesive bandages
- A package of 2”-wide gauze rollers bandages
- 2 triangular bandages
- Sealed moist towelettes or another wound-cleaning agent
- A minimum of 1 blanket
- Adhesive tape
- Latex gloves (and a recommended latex alternative in case of allergies)
- Resuscitation equipment like a pocket mask
- A pair of elastic wraps
- A splint
- Directions for contacting emergency services in your area
How Many Kits Do You Need?
Each kit is designed to cover two to three people, meaning you’ll need to have more kits the more employees you have on the job at a time. Furthermore, you’ll need at least one kit for each individual operation taking place at your particular place of business, or at least increase the quantities of the supplies in each kit to reflect the number of employees and operations on hand.
Assembling a proper first aid kit should be one of your top priorities when it comes to taking care of your employees’ needs on the job. Consult OSHA’s official guide on the matter for a great place to start when putting together your emergency kits.
Why Your Home Needs Protection From the Elements Throughout the Year
Roof inspection in a Sleepy Hollow, IL home
Why Your Home Needs Protection From the Elements Throughout the Year
If you think that it's the rare blizzard that can cause significant damage to your Sleepy Hollow, IL, home, think again. You may be surprised to know that a massive winter storm is not the only cause of weather-related home damage. Wind and rain throughout the year can contribute to problems leading to the following.
High insurance premiums
These parts are especially vulnerable.
Strong wind gusts can deposit heavy tree branches or drive hail pellets that can weaken shingles and cause holes through which snow or rainwater can leak. It is crucial to inspect suspected roof damage immediately after a powerful storm. Neglecting to do so may lead to costly roof repairs or irreparable damage, especially if stress caused by the next storm is more than what the roof can bear.
During a powerful spring or winter storm, gutters may overflow or become dislodged, allowing large quantities of water to enter a home through its foundation, creating a flood. If this happens, it is best to arrange for professional water extraction services as soon as possible to prevent the formation and spread of mold that can spread quickly.
Heavy storms can saturation the ground around the septic tank outside a home. When this happens, the tank cannot adequately drain into the soil. Instead, the water backs up through the home's plumbing system until it has nowhere to go except out through interior toilets and faucets, resulting in a flood of contaminated water and other particles within the home. Under these circumstances, it is essential to contact a professional cleaning service with the necessary equipment to purify air and surfaces to make the home liveable again.
You can't assume that a spring storm will be less damaging than a winter storm to your Sleepy Hollow, IL home. Regular maintenance will ensure that even minor damage doesn't lead to catastrophe.